Our List of

Loan Services

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V Info Communications tie up with all major Banks &-NBFC (Non Banking Financial Company).A Loan is a sum of money borrowed from the bank to assist for certain Planned or unplanned events. The borrower is required to pay back the loan, Including the interest charged over a stipulated period.

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Personal Loan: (Salaried/Self Employed)

A Personal loan is a short to medium term unsecured loan (no collateral) that you can use to meet current financial needs.

Eligibility Criteria

  • Minimum salary 20k.
  • 1 year work experience.

Required Documents:

  • ID Proof (Pan Card, Aadhar card, Pass port).
  • Address proof (Aadhar card, Bank Statement, Electricity Bill).
  • Latest 3 Months salary slips.
  • 6 Months Bank Statements
  • Photo
  • Form -16 (Not Mandatory,Private Salaried Less than 15K)

Business Loan

Business Loan is thus an unsecured loan at an interest rate, giving you access to credit that can be paid back over an agreed time along with the interest, Without any security against it.

Eligibility Criteria

  • Your business should have a vintage of at least 3 years.
    or
    Minimum 3 Years IT Returns and Present Registration Proof
  • Latest last 2 years IT Returns with Audit Report.

Required Documents:

  • Business Registration Proof: Certificate of business existence.
  • Latest 6 Months Bank Statement.
  • Latest 2 Years IT Returns with Audit Report.
  • ID Proof (Pan Card, Aadhar card, Pass port).
  • Photo
  • Address proof (Aadhar card, Bank Statement, Electricity Bill).
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Car Loan

Eligibility Criteria

  • Salaried : Salary Certifications (Pay Slips)
  • Self Employed : IT Returns

Required Documents:

  • ID Proof (Pan Card, Aadhar card, Pass port).
  • Address proof (Aadhar card, Bank Statement, Electricity Bill).
  • Vehicle quotation
  • Latest 3 Months salary slips.
  • 1 Year Bank Statements
  • Photo
  • Business people: 3 years IT Returns.

Home Loan

Home Loan is a Secured loan offered against the security of a house/property Which is funded by the bank’s loan, the property could be a personal property or a commercial One.

Eligibility Criteria

  • Salaried : Salary Certifications (Pay Slips)
  • Self Employed : IT Returns

Required Documents:

  • ID Proof (Pan Card, Aadhar card, Pass port).
  • Address proof (Aadhar card, Bank Statement, Electricity Bill).
  • Latest 3 Months salary slips (Salaried Employee).
  • 6 Months Bank Statements
  • Photo
  • Business people: 3 years IT Returns and 1 year Bank Statement.
  • Business Proof.
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Mortgage Loan

A mortgage loan is a loan secured by real estate owned by the borrower, in which the borrower grants the lender a lien, or mortgage, against the property.

Eligibility Criteria

  • Salaried : Salary Certifications (Pay Slips)
  • Self Employed : IT Returns

Required Documents:

  • Business people: 1 year Bank Statement and 3 years IT Returns.
  • Property Document
  • Latest 1 year Bank Statement (salaried employees)
  • ID Proof (Pan Card, Aadhar card, Pass port).
  • Address proof (Aadhar card, Bank Statement, Electricity Bill)
  • Photo

Over Draft Loan (OD)

Loan arrangement under which a bank extends credit up to Maximum amount (called Over Draft limit) against which a current Account customer can write checks or make withdrawals.

Eligibility Criteria

  • Salaried : Salary Certifications (Pay Slips)
  • Self Employed : IT Returns

Required Documents:

  • Business people: 1 year Bank Statement and 3 years IT Returns.
  • Property Document
  • Latest 6 months Bank Statement (salaried employees)
  • ID Proof (Pan Card, Aadhar card, Pass port).
  • Address proof (Aadhar card, Bank Statement, Electricity Bill)
  • Photo
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Cash Credit Loan (CC)

A Cash Credit loan is a short-term source of finance, having. Under the short- term finance option, the bank offers its applicant to take a loan up to a certain limit depending on their business stability.

Eligibility Criteria

  • Salaried : Salary Certifications (Pay Slips)
  • Self Employed : IT Returns

Required Documents:

  • Business people: 1 year Bank Statement and 3 years IT Returns.
  • Property Document
  • Latest 1 year Bank Statement (salaried employees)
  • ID Proof (Pan Card, Aadhar card, Pass port).
  • Address proof (Aadhar card, Bank Statement, Electricity Bill)
  • Photo